PayPal fee calculator for freelancers and sellers
This PayPal Fee Calculator is useful for freelancers, agencies, ecommerce sellers, and anyone who needs to know how much money remains after PayPal deducts its fee. It is especially useful when you need to gross up an invoice or product price so your final net amount matches a target value.
How to use
Enter the payment amount, percentage fee, fixed fee, currency, and desired net amount. The calculator shows the fee deducted, the amount received, the amount you should charge to reach your desired net, and the effective fee rate.
Formula
PayPal fee = payment amount x fee percentage + fixed fee. Net amount received = payment amount - PayPal fee. Amount to charge = (desired net amount + fixed fee) / (1 - fee percentage). Effective fee rate = fee / payment amount.
Example
If a customer pays $100 with a 3.49% fee plus $0.49 fixed fee, the calculator estimates the fee, the net received amount, and the gross charge needed to end with a $95 net.
Common mistakes
Common mistakes include ignoring currency differences, forgetting fixed fees, and using the net amount when you should be calculating the gross charge needed to cover fees.