Stripe fee calculator for online payments
This Stripe Fee Calculator helps ecommerce stores, SaaS founders, freelancers, and agencies estimate payment processing costs before setting prices or sending invoices. It is designed for quick planning when you need to know how much a customer payment will net after processing fees.
How to use
Enter the payment amount, fee percentage, fixed fee, desired net amount, and currency. The calculator shows estimated Stripe fee, net amount, amount to charge to receive the desired net, and effective fee rate.
Formula
Stripe fee = payment amount x fee percentage + fixed fee. Net amount = payment amount - Stripe fee. Gross amount to charge = (desired net + fixed fee) / (1 - fee percentage).
Example
If a customer pays $100 and the fee is 2.9% plus $0.30, this calculator estimates the processing cost and the amount you keep after fees.
Common mistakes
Do not treat this as an official Stripe quote. International cards, currency conversion, refunds, disputes, tax, and special account pricing can change your real cost.